Owning a house is the ultimate dream of every Pakistani family. To make this dream achievable, the Government of Pakistan has introduced Mera Ghar Mera Ashiana (MGMA) — a subsidized housing finance initiative offering convenient, easy, and affordable home loans for buying or constructing a house.

The Finance Minister has recently enhanced the scheme by:

• ✅ Increasing the financing limit up to PKR 1 Crore

• ✅ Fixing a flat markup rate of just 5%

This initiative is a major step toward promoting affordable housing and empowering middle-income families across Pakistan.

💰 Key Features of MGMA Scheme

• Maximum Financing: Up to 1 Crore

• Flat Markup Rate: 5%

• Purpose: Purchase of house OR construction of house

• Coverage: All cities of Pakistan

• Target: First-time home owners

Whether you already own land or want to purchase land and construct your dream home, this scheme provides flexibility and financial ease.

📋 Eligibility Criteria

To apply under MGMA:

• ✔ Must be a Pakistani citizen with valid CNIC

• ✔ Must be a first-time home owner

• ✔ Facility can be availed only once

• ✔ Construction allowed on already owned land

• ✔ Purchase of land and construction thereon allowed

📊 Qualification Requirements

📈 Positive Impact on Real Estate & Construction Sector

Ghandhara Estate highly appreciates this visionary initiative by the Government of Pakistan.

We strongly believe that:

• 🏗 It will give a significant boost to the real estate sector

• 🧱 It will accelerate the construction industry across Pakistan

• 👷 It will create employment opportunities

• 🏘 It will help reduce the housing shortage problem in Pakistan

Affordable financing at a fixed 5% rate is a game-changing step that will not only support families but also stimulate economic growth.

🏡 Why This is the Right Time to Invest

With increasing property demand and limited affordable options, MGMA provides:

• Lower monthly installments

• Long-term financial security

• Government-backed subsidy

• Regulated banking framework

Now is the perfect time to buy your dream house or construct your own home with confidence.

📞 Let Us Help You Secure Your Dream Home

At Ghandhara Estate, we provide:

• Property selection guidance

• Bank financing consultation

• Documentation assistance

• Complete support from booking to possession

📲 Contact us today to explore properties eligible under MGMA and start your journey toward home ownership.

Mera Ghar Mera Ashiana Details and Forms